Money planning

Rent vs. Buy Calculator

Use Rent vs. Buy Calculator in The Stash to evaluate scenarios quickly in a clean, branded workflow.

Try Rent vs. Buy Calculator

Enter your values, review the result instantly, and test scenarios with updated inputs.

Home price

Down payment (%)

Mortgage rate (%)

Loan term (years)

Monthly rent

Annual rent increase (%)

Planned stay (years)

Home appreciation (%)

Property tax (%)

Maintenance (%)

Insurance per year

Closing costs (%)

Selling costs (%)

Alternative return (%)

Estimated owner monthly carrying cost: $3,594.94

Total rent outflow: $242,338.47

Total buy net cost: $241,309.16

Financially better: Buy

Cost spread: $1,029.31

Explore adjacent calculators to compare assumptions and build complete planning workflows.